HYD Excess & Surplus, LLC


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Who we are



Our organization is an Excess & Surplus Lines broker specializing in Hard to Place property exposures. Every account is handled by a partner of the firm, providing you with a level of professionalism and experience you deserve.

Our objective is to be a dedicated and experienced insurance wholesale broker, committed to servicing each of our client's specific needs in a timely manner, while providing thorough and competitive options.



SERVICES



01



Catastrophe



A great deal of our busines is catastrophe exposed properties throughout the United States. These include California earthquake risks, coastal based Wind risks and Flood exposures. We typically structure layered programs on larger programs and utilize individual companies on smaller risks.



02



Risky Business



We control many risks which often require coverage being secured in the Surplus Lines Market. Vacant buildings, subsidized housing, red-label chemical manufacturing and storage, buildings in the course of construction, especially frame, are just a sampling of the classes that we often place.


Risks that have suffered large losses and are being non-renewed by their current carriers are preferred.



03



Hard to Place



We also handle situations where the standard company will not offer coverage for a specific location or peril such as mono-line wind, flood or earthquake. We have expertise with wind and earthquake deductible buy backs throughout the country, and we also have markets that will write in the Caribbean on an All Risk basis including Wind and Earthquake.


We've secured Builder’s Risk, Contractors Equipment Floaters and Auto Physical Damage policies. We can facilitate larger mono-line property placements with standard carriers.



RECENT PLACEMENTS



NYC Flood, Zone A - $35M in capacity. $502,000
Real Estate Schedule, NY & TX - $57M, All Risk including TX Wind - $168,000
CA Quake. $150M Hotel with a $10M limit - $73,000
Wind Ded Buy Back on NY Warehouse - $4,600
Wind Buy Back in North Carolina on building with Losses - $125,000
Monoline Terrorism in NYC - $100M limit - $105,000
NY Condo - $57M TIV, All Risk admitted - $130,000
Multiple Zone A flood placements ranging from $1M to $25M in capacity



MARKETS



Professional Relationships



We have access to over 20 brokerage markets plus London and Bermuda markets, as well as MGU's for all of your Property, APD, Inland Marine, Ocean and various other classes. Our combined 50 years of experience enables us to deal with competitive and competent markets throughout the E&S industry. All of our carriers are currently rated A- 6 or better by AM Best. Please feel free to contact us to inquire about access to any market.



Target Classes



Apartments and Condos

Real Estate Schedules

Shopping Centers/Strip Malls

Vacant Buildings

Manufacturing

Inland Marine including CoC, Contractors Equipment, etc.

Wind/Hail only and Wind Deductible Buy Back (can be all wind or Named Storm only)

Flood and Flood Deductible Buy Backs – All Zones

Earthquake and EQ Deductible Buy Backs – Including CA, AK and New Madrid Zones



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Get in touch


John Hall
973.476.9593
Email
John Hall


Mike Nosal
973.476.9384
Email
Mike Nosal

HYD Excess & Surplus, LLC



360 Route 24, Suite 32
Chester, NJ 07930

(O) 973.425.1010
(F) 973.425.2020